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Find the Best Home Warranty in Lafayette, LA

Repairs and replacements of important household appliances and systems no longer under a manufacturer’s warranty can cost hundreds, even thousands, of dollars. But not if you have a home warranty. We researched the best home warranty in Lafayette, looking for companies with multiple coverage options, responsive claims handling and skilled contractors.

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Compare Top Home Warranties, Service Plans

Accredited Partner
American Home Shield
Overall satisfaction rating
  • 4 coverage plans
  • Starting at $75 deductible
  • Coverage regardless of age or make
  • Available in Lafayette

Be sure with The Shield.

Learn More (888) 395-0951 Read More
Accredited Partner
Choice Home Warranty
Overall satisfaction rating
  • One free month
  • $60 service call fees
  • Available in Lafayette
  • Extensive & basic plan

Choice Home Warranty offers comprehensive protection plans that protect against the high cost of repair or replacement of properly maintained major systems and appliances.

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Accredited Partner
Liberty Home Guard
Overall satisfaction rating
  • Month-to-month, annual or multiyear policies
  • Repair or replace your broken items
  • Plans start at less than $1 per day
  • 24/7 customer claims service

Liberty Home Guard gives you the choice to repair or replace your broken items, and provides plans for less than $1 per day, with discounts for multi-year policies.

Learn More (646) 453-6807 Read More
Accredited Partner
Total Home Protection
Overall satisfaction rating
  • Coverage regardless of age
  • Work with licensed, local technicians
  • 24/7 claims service
  • Available in Lafayette

Offers 2 coverage plans that both cover select systems and appliances. Premium costs vary by location and home with standard deductibles of $60.

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Accredited Partner
Select Home Warranty
Overall satisfaction rating
  • Buyer & seller coverage
  • 3 coverage plans
  • Available in Lafayette
  • 24/7 claims

Select Home Warranty provides home warranty service plans that cover home repairs. They have a wide range of options to choose from and offer customizable plans.

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Accredited Partner
America's First Choice
Overall satisfaction rating
  • 2 coverage plan options
  • Fixed rate locked in with no year-to-year increases
  • No limit on service requests
  • Flexibility to choose your own service technician

With four plans to choose from based on your needs, and the ability to pay by the month, or to get a discount pay yearly, America's First Choice is a great pick for any homeowner.

Learn More (678) 236-0645 Read More

Home warranty in Lafayette

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A home warranty is a service contract that covers repairs to or replacements of home appliances and systems that break down from wear and tear.

Home warranty companies offer plans with different levels of coverage. Depending on the plan you select — some companies will also let you customize a plan — a home warranty may cover:

  • Air conditioning, heating and electrical systems
  • Plumbing, including stoppages
  • Water heater
  • Central vacuum
  • Oven, range and stove
  • Refrigerator
  • Dishwasher
  • Garbage disposal
  • Washer and dryer
  • Built-microwave
  • Smoke detectors
  • Garage door openers

Optional coverage is often available for pools and spas, septic pumps, guest units and second refrigerators or freezers.

Home warranties in Lafayette are most commonly purchased by new homeowners, realtors, owners of older homes and owners of rental properties. But a homeowner can purchase a home warranty at any point during homeownership.

Are home warranties worth it?

To decide whether a home warranty is worth purchasing, consider:

  • The likelihood of a household appliance or system breakdown and the cost of repair or replacement
  • How much a plan costs and what it covers
  • The amount of your service call fee (the fixed amount you pay for each claim)
  • Plan exclusions and limitations, like a maximum coverage amount

Keep in mind that a home warranty is different from homeowners insurance, which is often required by mortgage lenders. Homeowners insurance protects you from loss due to fire, theft, lighting and other events. A home warranty only covers repairs and replacements necessary as a result of wear and tear.

Home much does a home warranty cost in Lafayette?

Home warranty cost in Lafayette is usually between $300 and $600 per year. Home warranty cost depends on the level of coverage, the amount of the service call fee and the type of property.

A home warranty contract usually lasts for one year and is renewable. Most companies allow you to pay monthly or annually. Be sure to ask about available promotions and discounts. For example, you may save by paying entirely up front or purchasing more than one year of coverage.

What to do when you need repairs

If a covered appliance or system breaks down, you file a claim with the home warranty company online or over the phone. You pay a service call fee stated in your contract (usually between $50 and $125), and the home warranty company sends a local contractor to diagnose the problem. In some cases, you may be allowed to choose your own contractor.

The contractor communicates with the home warranty company, and as long as coverage applies, the home warranty company pays the contractor to make the repair or replacement.

What to look for when choosing a home warranty company

When evaluating home warranty companies in Lafayette, ask these questions:

  • Does the company have good customer reviews?
  • Is there a plan with coverage that meets my needs and a cost that fits my budget?
  • Can I customize a plan, including the trade service call fee?
  • How do you request service? Can you make a request 24/7?
  • How does the company choose its local contractors? Can I choose my own?
  • Is there a limit to the number of service requests I can make or the amount the company will pay out?
  • Do I need to have a home inspection or submit maintenance records before buying coverage?
  • What happens if something is not fixed to my satisfaction?
  • What is the effective date of the plan?
  • Can I cancel anytime? Can I transfer the home warranty upon selling my home?

Read over a home warranty contract carefully and thoroughly, making sure you understand costs, coverage, limitations and exclusions. If you have questions, ask a company representative before signing.

Home Warranty Company Reviews

Accredited Partner

American Home Shield

American Home Shield has been a leader in the home warranty business for over 45 years, currently covering 1.8 million customers. Select a system, appliance or combo plan, or build your own. You can request service over the phone or online 24/7. You can also cancel anytime or transfer the contract to a new homeowner. Customers say American Home Shield helps resolve problems quickly and professionally.

American Home Shield Learn More (888) 395-0951
Accredited Partner

Choice Home Warranty

Choice Home Warranty has two plans — Total and Basic — and offers plenty of optional coverages. Use the online account center or call to make a claim 24/7. Customers give Choice Home Warranty mixed reviews, including positive comments about low plan prices and criticisms of claim denials.

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Accredited Partner

Liberty Home Guard

Liberty Home Guard’s home warranty contracts include 24/7 support, live claim updates and the option to take cash instead of service if you prefer to use your own contractor. Plans start at less than $1/day. Customers give mostly five-star reviews, recommending Liberty Home Guard to others.

Liberty Home Guard Learn More (646) 453-6807
Accredited Partner

Total Home Protection

Total Home Protection has assisted thousands of clients with household repairs. Choose from two plans and numerous optional coverages. A call center is available 24/7 for claims, and all technicians are prescreened, licensed and insured. Customers appreciate being able to transfer a Total Home Protection plan at no charge.

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Accredited Partner

Select Home Warranty

Select Home Warranty three home warranty plans, each with monthly payment options to fit your budget. Make a claim 24/7, and the company will send a local professional from its large, nationwide network. It covers all makes and models of appliances and systems and doesn’t require an inspection before you purchase. Customers like Select Home Warranty’s discounts for multiple-year coverage.

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Accredited Partner

America's First Choice

America’s 1st Choice Home Club offers four different home warranty plans, plus optional coverage for your sump pump, septic system, hot water dispenser, pool or spa. Customers can choose their own contractors and transfer a contract to a new homeowner. Customers like the extra AFC benefits, including free credit monitoring and savings at thousands of restaurants and retailers.

America's First Choice Learn More (678) 236-0645